Insurance companies handle several million claims every year worldwide. Many professionals are involved in the management of these claims: firefighters, doctors, insurance companies, experts, decontamination and renovation specialists after a disaster.
The main claims are fire, floods, water infiltration and leaks. Each type of loss presents a risk to human health that must be taken into account in post-disaster management.
How to assess health risks after a disaster?
Health risk assessment should be a priority for responders and occupants. This assessment is based on the measurement of ambient pollution levels. These measurements concern biological pollution by molds and chemical pollution by combustion residues.
What solutions for post-disaster management professionals?
The solutions developed by YOOTEST are aimed at professionals involved in claims management: insurance, insurance adjusters, insurance adjusters and professionals in decontamination, cleaning and renovation after a disaster.
YOOTEST offers reliable and economical solutions to measure pollution levels from mould and combustion residues. These solutions bring a high added value to the processing of claims files. On the one hand, they allow to certify that the management of the claim has been efficient and on the other hand that the situation after work no longer presents a proven risk for the health of the occupants.
Claims handler for an insurance company
Evaluation of the risks for the occupants and the need for a solution for the relocation of individuals or the relocation of companies.
Validation of the effectiveness of decontamination, cleaning and renovation operations after a disaster.
Insurance adjuster mandated for the evaluation of claims
Assessment of health risks for occupants and operators.
Disaster decontamination, cleaning and renovation professional
Evaluation of the professional risks during the intervention on site.
Evaluation of the protection needs of the interveners.
Validation of the effectiveness of decontamination, cleaning and renovation protocols and procedures.
Control of health risks at the end of the restoration work.
What are the health consequences of water damage?
Flooding, seepage and leakage of water create the conditions for the development of moulds and fungi. These microscopic organisms are allergenic and irritating to the respiratory tract, toxic and pathogenic. The presence of mould in the indoor environment presents a risk for the occupants but also for the professionals working at the disaster site.
What are the health consequences of a fire?
During a fire, combustion at high temperatures produces large quantities of smoke and soot. After the fire, the premises are heavily polluted by combustion residues that are highly toxic for humans, such as Polycyclic Aromatic Hydrocarbons (PAHs). These substances are very stable and persistent in the environment. The presence of a high level of PAHs in the indoor environment creates a proven risk for the occupants and for the professionals intervening at the site of the fire.